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Limited Time Offer

Reduce Your Group Benefit Costs. Expand Your Coverage.

Get a free, independent actuarial audit of your current plan. We find savings that others miss.

Unbiased, independent analysis
No obligation or cost to you
Actionable savings identified in 48 hours
Independent
Brokerage
48-Hour
Analysis
10-20%
Avg. Savings

Claim Your Free Audit

Join 200+ businesses saving on benefits

We respect your privacy. Your information is secure and will never be shared.

We negotiate with Canada's top carriers so you don't have to.

Manulife Sun Life Canada Life Great-West Life Desjardins

Comprehensive Insurance Solutions

From group benefits to retirement planning, we provide independent advice and tailored solutions for businesses of all sizes.

Most Popular

Group Benefits

Comprehensive health, dental, and extended benefits for your team.

Health & Dental Coverage
Disability Insurance
Vision & Paramedical
Employee Assistance Programs

Life Insurance

Individual and group life insurance to protect what matters most.

Term & Permanent
Long Term Disability & Critical Illness
Accidental Death & Dismemberment
Key Person

Investments

Investment Solutions to fund your children's future.

Government Grant Matching
Flexible Contribution Options
Investment Growth Potential
Tax-Deferred Growth

Pension Plans

Retirement savings and pension solutions for businesses and individuals.

Group RRSP Plans
Defined Contribution Plans
Retirement Planning
Tax-Efficient Strategies

Why businesses choose DBA

The unfair advantage that sets us apart from traditional brokers

Actuarial Precision

Inhouse actuary analyzes your data to confirm rates are competitive.

Independent Status

We don't work for the insurance carriers. We work for you.

Rapid ROI

We typically identify 10-20% in premium savings for new clients.

48+
Years Experience
200+
Clients Served

See how much businesses save with us

See how we've helped companies like yours

A

Shared Services Organization

90 Employees • Manufacturing Sector

Before DBA
$330,000
Annual Premium Cost
After DBA
$275,000
Annual Premium Cost
$55,000/year
Total Annual Savings
17%
Reduction

Want to see how much your company could save?

Get Your Free Audit

Big-Broker Capabilities. Boutique-Broker Service

A fourth-generation, family-run brokerage committed to delivering personalized service and unbiased advice

IB

Ian Burns

Partner

With over 25 years of experience in the insurance industry, Ian specializes in group benefits and pension plan design. He works closely with business owners to develop comprehensive employee benefit strategies that attract and retain top talent while managing costs effectively.

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JB

Jennifer Burns

Partner

Jennifer brings extensive expertise in employee benefits consulting and client relationship management. She is passionate about helping organizations optimize their benefit programs and ensuring employees receive the support they need. Her hands-on approach has earned trust from clients across Canada.

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MB

Matt Burns

Partner

Matt focuses on retirement planning and wealth management solutions for businesses and their employees. With a deep understanding of pension legislation and investment strategies, he helps organizations design sustainable retirement programs that meet both employer and employee needs.

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Frequently Asked Questions

Everything you need to know about our free audit

Is the audit really free?
Yes. We believe in proving value before we ask for your business. There's no obligation, no hidden fees, and no pressure. We'll provide you with a comprehensive analysis of your current plan and identify potential savings opportunities.
Will I have to switch carriers?
Not necessarily. Often we can negotiate better rates with your current provider using our data and actuarial analysis. If switching makes sense, we'll present all options with full transparency so you can make an informed decision.
How long does the audit process take?
We can typically complete your audit within 48 hours of receiving your current plan documents. Our in-house actuarial team works quickly to benchmark your rates and identify savings opportunities without disrupting your business operations.
What makes DBA different from other brokers?
We are an independent brokerage with in-house actuarial expertise. This means we don't just shop rates - we analyze your plan with the same sophisticated tools used by major insurance carriers. We're also truly independent, so we work for you, not the insurance companies.
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100% Free Audit
48-Hour Turnaround